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Sales success is about finding what someone needs and then designing a way to make it happen.By: Barbara B. Hudock Be nice. Be kind. Say please and thank you. Remember your manners....
By: Michael J. Hudock, Jr. In 2003, an acquaintance came in to see me with a very unusual request. He wanted to invest some of his money, and he had an idea...
By: Barbara B. Hudock Let me tell you a story. Once upon a time, there were two business owners. Both were women. Both had achieved many of their respective business goals. Both...
Social Security is a fundamental government program designed to support individuals in their retirement years, as well as those who are disabled or survivors of deceased workers. It plays a crucial role...
Charitable giving is a noble act where individuals or groups voluntarily contribute funds, goods, or their time and energy to philanthropic causes or nonprofit organizations. Beyond the obvious moral and social benefits,...
Medicare is a health insurance program in the United States that provides coverage for eligible individuals. This population primarily includes citizens aged 65 and older and younger people with certain disabilities. Different...
Financial health is the state of an individual's or household's monetary circumstances and the ability to effectively manage available resources. A healthy financial state encompasses adequate savings, manageable debts, and the means...
In 2013, I attended a conference at Duke University on Behavioral Finance; the course emphasized how we as human beings are prone to invest emotionally. When the markets are doing well, we...
The fixed income market is essential to the global economy, allowing investors to earn a steady return on which they rely while mitigating the risks ever present in our fluctuating market. The...
Retirement planning is a critical aspect of personal finance management, and the government has implemented several laws to aid Americans in saving for their golden years. The Secure Act enacted in 2019...
Retirement preparation is a crucial aspect of financial planning, but it can also be a source of stress for many Americans. The thought of saving enough money to live comfortably during their...
For most of us, the words “bank failure” immediately trigger the same recent memory: the financial crisis of 2008. That was a year no investor could ever forget. The year some of...